Ethan R. Okura
Hawai‘i Herald Columnist

In last month’s column, I discussed the financial impacts of delaying your application for Social Security, applying early and applying right on schedule at your full retirement age. I also noted that even if you decide to delay applying to receive Social Security retirement income benefits, most people should sign up for Medicare at age 65 or potentially face higher premiums for Medicare Parts B and D in the future. What are these Medicare “Parts,” and how do they work?

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